Sony Credit Card

The Comenity Bank-issued Sony Visa Credit Card does not have an annual fee. It has bonus benefits that may be used for eating, entertainment, and qualified Sony product purchases. However, even the most devoted fans of Sony can do far better.

This is because, in certain instances, you may be required to do extra tasks to redeem or earn rewards. These tasks may include submitting proof of purchase and completing paperwork. This is a very rare occurrence.

Only some other credit cards provide rewards, and even fewer involve as many laborious processes. On the other hand, these cards make earning and redeeming rewards considerably simpler.

Prepare To Work for Certain Rewards

The following benefits are available to cardholders when using their Sony Visa® Credit Card:

• 5 points for each $1 spent on entertainment purchases.
• 5 points are tacked on for every dollar spent on Sony products purchased from official sellers (purchase confirmation is required).
• 2 points will be awarded for every dollar spent in restaurants, including takeout and delivery orders.
• You will get 1 point for every $1 spent on all other purchases.

The value of a point may fluctuate, but generally, it is about 0.8 cents, which is less than the industry norm of one full penny for each point. The card's rewards rate on purchases made in the entertainment industry is appealing. However, to be eligible for the 5x rewards rate on Sony purchases, you will need to purchase from a qualified merchant and then use the Sony Rewards app to access Sony Rewards Purchase Confirmation Form to submit a picture of your receipt. In such a case, you will only get 1 point for every $1 that you spend on that transaction. That's going to take a lot of effort.

If you would rather have an easier time accruing rewards, you may find that a credit card with a flat rate, such as the Citi® Double Cash Card, which does not charge an annual fee, can provide you with satisfactory rewards on all of your purchases without requiring you to put in any additional effort. It gives you 2% cash back on everything you purchase, with 1% cash back when you buy and 1% cash back when you pay off your balance.

Redemptions Are Similarly Cumbersome and Limited

You may be capable of redeeming points for a general statement credit in some circumstances. For instance, you can do so if the points were earned via an eligible sign-up promotion or the purchase of a Sony product. However, redemptions are almost exclusively restricted to Sony items as a rule.

You will need to shop with an approved retailer and fill out a purchase credit form to be eligible for a statement credit toward acquiring a Sony product. Taking a photo of your receipt and selecting whether or not to utilize any of your points to pay for the transaction are the two steps in this method. As mentioned before, a single point's value in this choice is around 0.8 penny.

You may also redeem points on Sony's website for goods promoted as "Deals and Steals," insider deals, or power discounts. Alternatively, you may redeem your points for items, movies, TV series, PlayStation video games, or gift cards by shopping via Sony's online catalog. You may also use your points to place bids on specific items being auctioned off by Sony in their ShowStoppers event. If you cash in your rewards within five years of earning them, you will retain the right to claim them.

The Card Defines 'Entertainment' Broadly

Sony Visa® Credit Card offers an expansive definition of the term "entertainment," which encompasses a variety of different types of purchases, such as those made at record stores, subscription services for products that are delivered via direct mail, digital goods, transactions made at sports arenas, concert arcades, and more. However, there is a possibility that other credit cards provide more rewards or are just less complicated to maintain overall.

You Can Use It Instantly After Approval

You may immediately begin making purchases with your Sony Visa® Credit Card without waiting for it to arrive in the mail. If your application is accepted, you can submit a request for a digital shopping pass to be sent to your mobile device. While you wait for your card to come in the mail, you may use it to make transactions online with the merchant of your choice.

There are certain restrictions in place. For instance, the pass has a temporary credit limit of up to $1,500, and you can only charge a maximum of four separate transactions. After receiving the card in the mail, you are free to make purchases whenever you like within the confines of the credit limit allotted to you.